Friday, November 30, 2012

[CEBU CITY] Cityscape 2 Residential Condominium and Condotel FOR SALE Midtown Area near Mango Avenue

CITYSCAPE 2 is a 16-storey building offers a fusion of condotel and residential units in one impressive modern structure to be situated at the heart of the fast-emerging commercial area in Mango Square, Cebu City. 

Our Cityscape 2-Uptown project is nearing completion next year and we just opened up the 10th floor as part of the current pricelist to beef up the dwindling inventory count.

The present promo is relatively attractive inasmuch as it involves discount privilege when you want to avail the hotel services of Cityscape 1-Padagdait. 

But what's more beneficial is the equity scheme. The 75% of the 20% equity is payable within 12 months and the remaining 25% is payable in full at the 13th month.

This will make the equity a bit manageable in our budget, so to speak.

Sleek, Modern, Trendy… Your Style, Your Home Away From Home… 
Cityscape 2 For Sale Residential Condominium and Condotel in Cebu City near Mango Avenue
Cityscape 2 Residential Condominium and Condotel



► LOCATION: Juana Osmena St., Cebu City (near Mango Ave.)

► FLOORS: 16 (storey)
► No. of UNITS: 114
► Target DELIVERY: 1st Quarter of 2013
► RESERVATION: P20,000


► HOTEL / CONDOTEL: 3rd to 9th floors
► RESIDENTIAL: 10th to 16th floors
► Condo Residential Unit Features:
 Studio Type
 Completely Tiled Kitchen and Bathroom Floors
 Granite Kitchen Countertop and Cabinets with sink & faucet
 Balcony &; windows
 Water Closet & Lavatory
 Provision for Telephone and CATV
 Modular Type: can combine 2 or more adjacent units for 2 or more bedrooms


Cityscape 2 For Sale Residential Condominium and Condotel in Cebu City near Mango Avenue

Cityscape 2 For Sale Residential Condominium and Condotel in Cebu City near Mango Avenue


► Condotel Unit Features:
 the same with residential units except for kitchen countertop and cabinets
 additional features are:
• Beds
• Coffee Table
• Water Heater
• Television with Cable / Internet
• Closet / Dresser
• Bathroom Finishes
• Wall-mounted Airconditioning Unit
• Sofa set (for Presidential & Junior Presidential Suites)
• Minibar (for Presidential Suite)
• Bathtub (for Presidential Suite)

 Rental Pool Programme

• Owners of the unit may produce rental revenues,making the ownership of a unit an income-generating investment.
• It will be managed by a professional hotel management operator
• No more association dues or maintenance fees
• Enjoy 30 days free stay in the hotel for one year !
 Projected Annual Income
• 85% hotel occupancy rate,which is the average hotel occupancy rate of quality hotels in Cebu
• Operating expenses including hotel management fees is estimated at 60% of the total revenues.

The projected annual income of a standard condotel unit would be P167,000.00 so the return of investment can be expected in less than 10 years and from thereon, the owner/investor can earn income perpetually from his unit regardless of whether his unit was rented or not.

Cityscape 2 For Sale Residential Condominium and Condotel in Cebu City near Mango Avenue

Cityscape 2 For Sale Residential Condominium and Condotel in Cebu City near Mango Avenue


► AMENITIES:
▬ Hotel Lobby & Reception Area
▬ Conference Room
▬ Entertainment Level
▬ Swimming Pool
▬ 2 Elevator Units
▬ Automatic Fire Alarm System
▬ CCTV Monitoring System
▬ Standby Generator


► FAQs


► How does the hotel management work?
 Signing of Memorandum of Agreement (MOA) with the Hotel Operator to enroll under the Hotel
Management Program and use of his unit will be locked in for minimum of five (5) years, renewable
 Share of revenues will be received by unit owner, monthly or quarterly
 Other requirements & privileges of hotel unit owner shall be posted later.


► How many days in a year can the unit owner use his/her unit?
 Free use for 30 days, nonconsecutive, (minimal fee may be imposed on consumable items)
 This is an estimate only and may vary upon signing of MOA.

► What are the requirements?
  • Reservation Fee of P20,000.00 (non-refundable; non-transferrable)
  • Valid residence certificate / passport
  • 2 Valid IDs
  • 3 pcs, 1x1 pictures
  • Proof of Billing
  • Special Power of Attorney, if applicable
  • Birth Certicate
  • If married: Spouse´s 2 valid IDs;  Spouse´s valid residence certificate or passport; Spouse´s 1x1 pictures; Marriage Contract
After submission of the above requirements, signing of Contract to sell shall follow. To avoid the
cancellation of your reservation and forfeiture of your reservation fee, please comply all the above
documents within 30 days from date of reservation, including payment of your first monthly
downpayment.
Signing of Memorandum of Agreement with Hotel Operator (applicable for hotel unit owners).

► What are the available Payments and Financing Schemes?
Three (3) available payment terms:
1. Cash
2. In-house financing, maximum term of 5 years.
3. External financing
 Bank
 Pag-IBIG (Home Development Mutual Fund)
• First monthly downpayment shall commence 30 days from date of reservation.
• 20% Minimum downpayment required, payable in eight (8) equal monthly installments. Depending
on the contract price, minimum monthly downpayment (net of reservation) is Php16,701.00.
• 80% Balance payable for a maximum term of five (5) years in 60 equal monthly payments with
12% interest rate thereon, commencing 30 days from scheduled full downpayment. Depending on the contract price, minimum monthlydownpayment(net of reservation) is Php33,132.57. If reservation is made within 1-15th day of the month, the payment is due every 15th day of each month. If the reservation is made within 16th to the end of the month, payment is due every 30th day of each month.




► What are the available Mode of Payment?
1. Cash or dated checks
2. Post-dated Checks
3. Manager´ss / Cashier´s Check
4. Online Remittance (for buyers abroad)

► When is the unit ready for Turnover?
Within 2013

► What do I need to know or do prior to turnover or occupancy?
Requirements:
1. Full downpayment
2. Payment of Move-in Fee of 1.5% of the TCP
3. Signed Contract-to-Sell or Deed of Absolute Sale
4. 24 Post-dated checks of monthly amortization, for in-house financing
5. Letter of Guarantee (LOG) & Notice of Approval of Loan (for external financing)
6. Complete Documentary Requirements
7. Payment of any Outstanding Real Estate Tax due from the unit owner
8. Payment of 1 month association dues and issuance of 11 post-dated checks for the association
dues


► Turnover Process
1. Notice of Completion shall be sent to advise client when unit is ready.
2. Unit owner will confirm when he/she may inspect unit, within ten (10) days from receipt of notice.
3. Unit owner along with the property administrator will conduct inspection/punchlisting of the unit.
Any rectification of punchlisted items will be done immediately but completion may vary depending on
nature of punchlisted items.
4. Once unit is acceptable, a Certificate of Acceptance and other documents will be signed by the unit
owner.
5. To avoid any delays with the turnover process, please make sure that all required fees and
deposits are settled before unit turnover.
6. If above turnover requirements are completed, clearance from the Association / Property
Administrator will be issued to the unit owner and owner may already occupy the unit and keys to the
unit will be turned over to the owner.
7. Unit owner shall be provided with the Condominium House Rules and Regulations during the
turnover as guidelines for the operation of the condominium building.
8. Any improvements, alteration, or modifications by the unit owner (that will vary from deliverable
unit) may only beintroduced after actual turnover of unit.
9. Certain warranties may be voided by any unit alteration.


Note:
If the unit owner or representative fails to inspect and accept the unit within thirty (30) days from
date of notice of completion, it shall be deemed that the buyer has automatically accepted the unit.

► Unit Acceptance thru a Representative
If the registered buyer is not available on the scheduled turnover of unit, his/her duly authorized
representative can accept the unit in his/her behalf.
Requirements:
1. The representative must be submit a duly notarized Special Power of Attorney (SPA). If unit owner is out of the country, the SPA must be duly certified and authenticated by the nearest Philipppine Consulate Office where he/she is residing.
2. Copy of ID of Atttorney-in-fact




► For booking a site tour, reservation and more info on the featured project, please contact:

*Cherrey Mae Bartolata
◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙
▬ Online Property Marketing Specialist
▬ Entrepreneur
Contact Form: http://tinyurl.com/3elajam
USA Contact Number: 0015012519974 
Mobile: +639238586890 and +639151182605 
cmb0530@gmail.com
http://facebook.com/cherreymae
https://www.facebook.com/cebuhomes

[MACTAN] La Aldea del Mar For Sale Townhouses Pre-Selling

Tuesday, August 27, 2013





La Aldea del Mar’s two-storey townhouse units boast of a classic Spanish-Mediterranean inspired façade, with design concepts that welcome any improvements and additions you may want to fit in. Large windows bring in the warm radiance of sunlight and provide your family a refreshing view of the outdoors. La Aldea del Mar is part of Pueblo de Oro Cebu Communities. Own the good life at La Aldea del Mar.

La Aldea Del Mar Mactan Lapu-Lapu City Cebu House and Lot Townhouse For Sale
La Aldea Del Mar Pueblo de Oro Communities in Babag 2 Lapu-Lapu City


CLUSTER OF 6 UNITS ONLY!

► INNER UNITS:
▬ Gross Floor Area : 44.5 sq. m.
▬ Expanded Floor Area: 62 sq. m
▬ Minimum Lot Area : 40 sq. m

► END UNITS:
▬ Gross Floor Area : 44.5 sq. m.
▬ Expanded Floor Area: 95 sq.m
▬ Minimum Lot Area : 65 sq. m.
▬ Price Range: Php 850T to Php 900T


► Payment Schemes:
▬ Pag-ibig
▬ Bank
▬ In-House Financing

► SELLING PRICE (Bare Units only)
▬ STANDARD INNER UNIT 40sqm: P853,731
▬ Pagibig Amortization 30years: 7,028.47
▬ Equity 36months: 3,821.48

▬ STANDARD END UNIT 65sqm: P992,481
▬ Pagibig Amortization 30years: 8,448.61
▬ Equity 36months: 4,621.68


► Reservation Fee: P5,000 only

► Requirements upon Reservation:
▬ 2 Valid IDs
▬ Tin#
▬ Proof of Income
► ACTUAL MODEL UNITS PHOTOS


Townhouse for Sale House and Lot Lapu-Lapu Cebu City Pueblo de Oro La Aldea del Mar




► For booking a site tour, reservation and more info on the featured project, please contact:

*Cherrey Mae Bartolata
◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙
▬ Online Property Marketing Specialist
▬ Entrepreneur
Contact Form: http://tinyurl.com/3elajam
USA Contact Number: 0015012519974
Mobile: +639238586890 and +639151182605
cmb0530@gmail.com
http://facebook.com/cherreymae
https://www.facebook.com/cebuhomes

[CEBU CITY] Baseline Residences Condominium FOR SALE in Midtown Area

► LOCATION: Juana Osmena St. Baseline Complex, Cebu City (near Mango Ave.)

► FLOORS: 16 (storey)
► No. of UNITS: 201 units (138 Studio and 51 One Bedroom Units)
► Target DELIVERY: End of 2013
► RESERVATION: P20,000
► PARKING SLOT: P550,000




► RETAIL SPACES: 7 units for lease at the ground floor
► OFFICE SPACES: 12 units for sale at the 2nd floor


► ACCESSIBILITY
▬ 5 minutes walk to REDEMPTORIST Church
▬ 5 minutes walk to Robinsons Foodarama (Grocery)
▬ 5 minutes walk to Schools - St. Theresa's College and Sacred Heart School for Girls
▬ 10 minutes walk to Cebu Doctors Hospital
▬ Enjoy the view of Cebu City and Celebrate Parties at the roof deck.



Location Map - Baseline Residences Condominium Cebu City


► AMENITIES
▬ Fitness Gym
▬ Infinity Pool and Pool deck
▬ Grand lobby and concierge
▬ 3 HIGH SPEED Elevator
▬ All units are telephone / cable / internet ready
▬ Mail room
▬ 100% Backup Generator
▬ Deep Well and Water System Facility



Infinity Pool and Pool Deck Amenities - Baseline Residences Condominium


►UNIT FEATURES

▬ Kitchen cabinets and fixtures
▬ Tiled toilet and bath with bathroom fixtures
▬ Floor Finish and Tiled Flooring
▬ Painted Walls and Ceiling
▬ Provisions for Water Heating System for T&B
▬ Provisions for Airconditioning Unit for Split or Window Type
▬ Provision for washer and spindryer drainage stubouts






Combined Unit E & F
►FLOOR PLANS


10th - 15th Floor Layout
16h Floor Layout

2nd Floor Layout

3rd Floor Layout

4th to 8th Floor Layout

9th Floor Layout

Ground Floor Layout


► PAYMENT OPTIONS

▬ Spot cash - Pay the total contract price (TCP) within 30 days from date of reservation net of 10% discount and reservation: P3,142,564
▬ Deferred Cash 12 months - Pay the TCP spread over 12 months on equal monthly installment at zero interest with 3% discount on the TCP. Installment: P282,378 per month net of discount and reservation
▬ Deffered Cash 24 months - Pay the TCP spread over 24 months on equal monthly installment at zero interest. Installment: P145,582 per month net of reservation.
▬ Spot Down Payment - Pay 20% net of 5% discount and reservation fee
Balance of 80% Loanable thru Bank
▬ Down Payment - Pay 20% spread over 24 months no interest net of reservation
80% Balance: through bank financing



Accredited Banks


Unit Rates & Pricelist - Baseline Residences

► GALLERY




► For booking a site tour, reservation and more info on the featured project, please contact:

*Cherrey Mae Bartolata
◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙
▬ Online Property Marketing Specialist
▬ Entrepreneur
Contact Form: http://tinyurl.com/3elajam
USA Contact Number: 0015012519974
Mobile: +639238586890 and +639151182605
cmb0530@gmail.com
http://facebook.com/cherreymae
https://www.facebook.com/cebuhomes

Thursday, November 29, 2012

[CEBU CITY] Dreamhomes Guadalajara 2 in Guadalupe House and Lot and Commercial Pre-Selling

 LOCATION: Guadalajara St, Guadalupe, Cebu City


 House Type: Townhouses with Residential or Commercial Option
 Lot Area: 83 sq.m
 Floor Area: 138 sqm (3 units) and 170sqm (2 units)
 Bedrooms: 4
 T&B: 3
 Garage: 1-Car
 Prices: P 5.5 M for Commercial - P 4.3M for Residential
 Reservation Fee: P 20,000

Dreamhomes Guadalajara 2 in Guadalupe House and Lot and Commercial Pre-Selling
3 Residential Units - Guadalajara 2 Guadalupe

Dreamhomes Guadalajara 2 in Guadalupe House and Lot and Commercial Pre-Selling
2 Commericial Units (right) - Guadalajara 2 Guadalupe

 PAYMENT TERMS

30% Downpayment payable in 24 months Zero Interest
70% Loanable Balance thru Bank Financing

 SAMPLE COMPUTATION:

 Price: Php 4,320,000.00
 Reservation: Php 20,000.00 (Deductible to Downpayment)
 30% Downpayment: Php 1,296,000.00
         *Payable in 24months @ zero interest: Php 53,166.67
 70% Loanable Balance thru Bank Financing: Php 3,024,000.00

 For Bank Loanable
 Loanable Amount 3,024,000.00
  • at 20 years to pay 33,296.84
  • at 15 years to pay 36,293.08
  • at 10 years to pay 43,385.60
  • at 5 years to pay 67,267.22

Dreamhomes Guadalajara 2 in Guadalupe House and Lot and Commercial Pre-Selling
Pricelist - Guadalajara 2 Guadalupe

Dreamhomes Guadalajara 2 in Guadalupe House and Lot and Commercial Pre-Selling
Vicinity and Location Map - Guadalajara 2 Guadalupe


► For booking a site tour, reservation and more info on the featured project, please contact:

*Cherrey Mae Bartolata
◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙
▬ Online Property Marketing Specialist
▬ Entrepreneur
Contact Form: http://tinyurl.com/3elajam
USA Contact Number: 0015012519974
Mobile: +639238586890 and +639151182605
cmb0530@gmail.com
http://facebook.com/cherreymae
https://www.facebook.com/cebuhomes

[CEBU CITY] Dreamhomes Banawa House and Lot For Sale - Pre-Selling

 LOCATION: Fortich St., Banawa Cebu City beside Alliance of Two Hearts Church

Dreamhomes Banawa House and Lot For Sale Cebu City Townhouses and Single Detached Pre-selling
Townhouse Unit - Dreamhomes Banawa House and Lot For Sale

 House Type: Townhouse
 Lot Area: 61 - 68 sq.m
 Floor Area: 102 - 119 sqm
 Prices: P 3,811,000.00 - P 4,305,600.00
 Reservation Fee: P 20,000 valid for 15 days 

Dreamhomes Banawa House and Lot For Sale Cebu City Townhouses and Single Detached Pre-selling
Single-Detached - Dreamhomes Banawa House and Lot For Sale
 House Type: Single-Detached (2 units available)
 Lot Area: 140 sq.m
 Floor Area: 158 sqm
 Prices: P 7,369,000.00 - P 7,427,200.00 
 Reservation Fee: P 20,000.00 valid for 15 days 

Dreamhomes Banawa House and Lot For Sale Cebu City Townhouses and Single Detached Pre-selling
Pricelist - Dreamhomes Banawa House and Lot For Sale


 PAYMENT TERMS

 Downpayment 30%  : Php 1,238,400.00 

• payable in 12months @ Php 103,200 

• payable in 18 months @ Php 68,800.00

▬ 70% Balance thru Bank, Pag-ibig Financing: Php 2,889,600.00

Dreamhomes Banawa House and Lot For Sale Cebu City Townhouses and Single Detached Pre-selling
Location Map - Dreamhomes Banawa House and Lot For Sale

Dreamhomes Banawa House and Lot For Sale Cebu City Townhouses and Single Detached Pre-selling
Vicinity Map - Dreamhomes Banawa House and Lot For Sale


► For booking a site tour, reservation and more info on the featured project, please contact:

*Cherrey Mae Bartolata
◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙
▬ Online Property Marketing Specialist
▬ Entrepreneur
Contact Form: http://tinyurl.com/3elajam
USA Contact Number: 0015012519974
Mobile: +639238586890 and +639151182605
cmb0530@gmail.com
http://facebook.com/cherreymae
https://www.facebook.com/cebuhomes

[MABOLO] Riviera French Style Condominium For Sale near SM and AYALA

RIVIERA is a new French-inspired 15-storey condominium. With Fine details of French-classic design interior living, you can now own a beautiful French home that's affordable and with flexible investment terms. Fully-finished with grand sea 
views, you get security and easy accessibility at its best.
For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Riviera French Style Condominium in Mabolo, Cebu City near Ayala and SM

► Elegant living yet very Affordable
The feel of being in a right, stylish, secure condo community with amenities such as the lobby, modern-day swimming pool and a verdant sky lounge.

For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Riviera Condominium in Mabolo, Cebu City - The Lobby


► STRUCTURAL: DCD CONSTRUCTION INC.
► ARCHITECTURAL : C.A Guanzon, GSG ARCHITECT



► UNIT TYPES
  • Annecy
  • Avignon
  • Belfort
  • Chaumont
For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Annecy Unit - Riviera Condominium Mabolo Cebu City

For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Avignon - Riviera Condominium Mabolo Cebu City
For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Belfort Unit - Riviera Condominium Mabolo Cebu City
For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Chaumont Unit - Riviera Condominium Mabolo Cebu City

► No. of Floors: 15 floors
► No. of Units: 284 units
► Land Area: 1,100 sqm
► Type of Development: Mid-Rise Condominium
► LOCATION: Riviera is located along Juan Luna Avenue (formerly
San Jose de la Montaña Street), Barangay Mabolo,
Cebu City


For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Building Layout - Riviera Condominium Mabolo Cebu City

► BUILDING FACILITIES 
▬ 3 Elevator services 
▬ Service Stairs 
▬ WiFi available (lobby) 
▬ CATV-ready 
▬ CCTV Cameras per Floor 
▬ Generator 
▬ 24 Hr. Security 
▬ Drainage System 
▬ Disposal Area 
▬ Fire Exits

For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Riviera French Style Condominium Facilities


► 4 MAJOR REASONS WHY TO INVEST


1. CONVENIENT & CENTRAL LOCATION
Conveniently located along one of Cebu City's main roads -- Juan Luna Ave., or otherwise known as San Jose dela Montana, Riviera is strategically located and highly accessible giving you a range of transportation options wherever location you may be heading to. A stone's throw away from St.Joseph Parish Church, and in the vicinity of the local fire and police stations, it is also centrally located between SM City Cebu and Ayala Center Cebu malls.

2. AFFORDABLE
Our payment schemes offer you affordable investment options that can go for as low as Php 7,724.71 per month. Riviera offers you a prime location, elegant and modern interiors at investment terms you can't find anywhere else. For 30-10-60 option. Equity Amortization spread over 24 months at zero-percent interest after a 30% downpayment is made.

3. MODERN FRENCH-STYLE LIVING
Enjoy the modern amenities of living in Cebu's first French-inspired residential condominium. Backed by the Romoff family--one of the country's renowned families in fashion and design, you can be assured of quality and class in room interiors and building amenities.

4. BIG RETURN ON INVESTMENT

- You can earn as much as 41.61% of your initial investment after predevelopment in 2 years especially when sold to another.
- Or you can have it rented which would earn 12-24 % of the total price, where in the monthly rentals of the lessee would serve as the monthly amortization plus your profit, making you have the pride of ownership of a condo yet by letting others pay for you.
- And when sold in 5 – 10 years, your investment would earn as much as 50-100%!



For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Riviera Condominium Mabolo Cebu City - Pricelists

For Sale Condominium in Mabolo Cebu City Riviera French Style Condo
Riviera Condominium Mabolo Cebu City - Price Range

► Reservation Fee: Php20,000

► Payment Terms


A. 90/10 - Spot Cash

• 90% of Total contract Price Spot cash with 12% discount

• 10% upon turn over of unit

B. Stretched Cash, payable in 36 months

• Total contract price payable in 36 months no interest

C. 30/10 Down payment

• 30% on Total Contract price Spot cash with 8% discount, 10% on Total contract price 2 years to pay no interest

• 60% on Total Contract price thru bank Financing or Pag ibig financin

D. 20/10 Down payment

• 20% on Total Contract price Spot cash with 6% discount, 10% on Total contract price 2 years to pay no interest

• 70% on Total Contract Price thru Bank or pag ibig financing

E. 10/14 Down payument

• 10% on total contract price Spot cash with 5% discount, 14% on Total contract price 2 years to pay no interest

• 76% on total contract price thru bank or pag ibig financing

F. 8/16 Down payment

• 8% on Total Contract Price - 12 months to pay no interest, and 16% on Total contract price 18 months to pay no interest

• 76% on Total Contract price thru bank or pag ibig financing

G. Lite Scheme

• 24% down payment 2 years to pay no interest

• 76% on Total contract price thru bank or pag ibig financing


► GALLERY

For Sale Condominium in Mabolo Cebu City Riviera French Style CondoFor Sale Condominium in Mabolo Cebu City Riviera French Style CondoFor Sale Condominium in Mabolo Cebu City Riviera French Style CondoFor Sale Condominium in Mabolo Cebu City Riviera French Style CondoFor Sale Condominium in Mabolo Cebu City Riviera French Style CondoFor Sale Condominium in Mabolo Cebu City Riviera French Style Condo


► For booking a site tour, reservation and more info on the featured project, please contact:

*Cherrey Mae Bartolata
◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙◙
▬ Online Property Marketing Specialist
▬ Entrepreneur
Contact Form: http://tinyurl.com/3elajam
USA Contact Number: 0015012519974
Mobile: +639238586890 and +639151182605
cmb0530@gmail.com
http://facebook.com/cherreymae
https://www.facebook.com/cebuhomes
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